10 Best Budgeting Apps For Android and iOS (Track Your Money)

best budgeting apps for Android ios
Image: @halla.arabi via Twenty20

There are many ways to manage your money and creating a budget is one of those ways. What we do here on TechSoFar apart from delivering the latest and greatest in tech is to help you discover the power of using simple applications on your phones and what they can help you do.

We’ve made several lists like the best habit tracking apps if you want to form new habits, or apps that help you learn a new language or even how to learn to code and become a programmer, lots of apps list actually but this time we’re drawing your attention to a list of apps created especially to help make budgeting easy so you can track and save your money.

Cool right? Read this: 10 Best File Cleaning Apps to Free Up Space On Android Phones

In this piece, we’ve highlighted the best budgeting apps to install on your Android or iOS based device, feel free to scroll through to see which fits into what you’re really looking for. Lets get started.

What Are The Best Budgeting Apps For Android and iOS?

Now here are some of the best budgeting apps for Android and iOS.

1. Money Maker Expense and Budget

Money Manager Expense & Budget
Money Manager Expense & Budget
  • Money Manager Expense & Budget Screenshot
  • Money Manager Expense & Budget Screenshot
  • Money Manager Expense & Budget Screenshot
  • Money Manager Expense & Budget Screenshot
  • Money Manager Expense & Budget Screenshot
  • Money Manager Expense & Budget Screenshot
  • Money Manager Expense & Budget Screenshot
  • Money Manager Expense & Budget Screenshot

With over 10 million downloads from the Google Playstore, Money Maker Expense and Budget have become one of the popular budgeting apps for Android devices. Since its debut, the app has also earned positive reviews because of the following features. 

For instance, it allows you to quickly enter your expenses on your device. Also, the app offers a graph that compares your spending against your projected budget. Thanks to these features, you can easily track how you spend your cash.

Ads on this platform can discourage any user. But can remove the adware by paying for an upgraded version of  Money Maker Expense and Budget.

2. 1Money

1Money is another great way to spend your money wisely. Since it is sized at around 10Mb, it suits all types of mobile devices. Besides, it allows you to budget your income and avoid impulsive spending.

Tracking your expenses with 1k Money has its benefits. First, you can add your expenses with minimal taps.  At the end of the day, the app will presents how you spent your income during the past 24 hours. 

Next, the app supports various currencies while working with the latest exchange rates. Such a feature makes it an ideal companion for international business trips or vacations.

Sadly 1k Money does not have an iOS app. However, you can download and install it on Android devices. Overall, 1k Money is one of the best budgeting apps for Android devices.

3. Wallet

Although the name might remind you of a small leather case, this app has become one of the top budgeting apps for Android in 2021. Because it syncs with your bank account, you can track how you spend income at any time.

Is Wallet an ideal app to budget your spending? Yes, as it allows you to plan how you want to spend your cash. It even enables you to work with shopping lists on your device. 

Like a regular wallet, Wallet can save your plastic cards. Instead of overloading your physical wallet, you can upload your card details -via a bank code – into the app.

 4. YNAB

YNAB or You Need a Budget is another budgeting tool that you should install on your mobile device. It even claims to encourage your need to save more money.

Like most of the best budgeting apps, YNAB syncs with your bank accounts track your financial goals and offers regular reports. Also, it offers friendly advice via live workshops and a customer service center.

5. Monefy

Monefy has everything that will keep your finances in check. Apart from having a budget tracker, it displays your spending information with simple graphs. Also, Monefy works with multiple accounts so there is a need to install multiple budgeting apps.

The app is safe as you can protect it with passwords. Besides, you can backup all data without any hassles.

6. Spendee

When it comes to design, Spendee stands as one of the top budgeting apps for Andriod. Because of this feature, all your financial info is presented in an easy-to-use fashion. 

Features on this app include budgets, wallets, and a web version. Spendee also supports a dark mode to protect your eyes as you scroll through your budget.

Asides from keeping your spending in check, Spendee offers tips that will aid your saving habits. If followed properly, this advice can provide funds for emergencies.

7. Goodbudget

Goodbudget is one of the award-winning budgeting apps for Andriod. Since it does not support ads, it is also one of the top free apps for budgeting your finances.

It does not require much space on your mobile device. Also, allows you to search for transactions quickly. So if you want something lightweight for your budgets, consider getting Goodbudget.

But if you want to experience the true potential of the app, you will have to pay. After payment, you should enjoy email support and sync across multiple devices. 

8. Home Budget Manager Lite with Sync

Home Budget Manager Lite With Sync
Home Budget Manager Lite With Sync
Developer: SIRI
Price: Free+
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot
  • Home Budget Manager Lite With Sync Screenshot

Unlike most apps today, Home Budget Manager does not require any registration. Also, it offers features that allow you to plan and track your spending on your mobile device. 

You will get the usual multiple currency support, statistics, and budget planner. Besides, the app offers an onboard calculator for quick calculations.

You can download this app for free. But after 30 days, you will have to pay for its services. 

9. Bluecoins Finance

 Are you still looking for the top budgeting apps for Andriod? You can try Bluecoins Finance because it offers enough options for budgeting and monitoring your spending. All your transactions are safe because of the high-level security offered by the app. Furthermore, it is one of the few budget apps that support cryptocurrencies.

Unlike most apps on this list, Bluecoins Finance does not have an iOS version.

10. Expense Manager

Expense Manager
Expense Manager
Developer: Bishinews
Price: Free
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot
  • Expense Manager Screenshot

If you want free budgeting apps for Andriod, it would help if you considered this impressive tool. Although it is free, Expense Manager has features that can compete with anything in the market.

For instance, it boasts of an expense tracker and budget planner. You can also get reports with detailed information about your spending habits. To sweeten the deal, Expense Manager includes shopping lists, calculators, and a currency converter.

But like most free tools, Expense Manager features adware. Also, it does not have a version for iOS devices. 

Read next: 10 Best Habit Tracking Apps to Nurture New Habits

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